Personal
Our agency provides all forms of Personal Insurance. We will assist you in placing the proper coverage for your individual needs and we will back that up with professional service including: billing inquiries, claim filing and assistance with problematic claims and coverage analysis on an ongoing basis.
Personal Package Policy
Our carriers provide Personal Insurance Package Policies which include AUTO, HOMEOWNER, SCHEDULED PERSONAL PROPERTY, WATERCRAFT and UMBRELLA COVERAGE all on one policy. These policies provide “bundle” discounts to reduce your cost. One policy, one bill and competitive pricing.
Other Personal Insurance Products:
Flood Insurance (for homes in Flood Zones*)
Preferred Risk Flood Policies (for homes NOT in Flood Zones*)
Life Insurance
Disability Income Insurance
Scheduled Personal Property Insurance (Jewelry, Fur, Fine Art, Antiques and Collectibles)
Homeowner Insurance
Tenant Homeowner Insurance
Condominium Homeowner Insurance
Personal Auto Insurance
Watercraft Insurance
Classic & Collector Car Insurance
Personal Umbrella
Hanover Prestige Client Personal Insurance Bundle
The Prestige Client Personal Insurance bundle offers our elite customers protection beyond the standard coverage offered by most other carriers. Hanover Prestige Client was designed to provide the most comprehensive coverage options, with limits that accommodate the unique lifestyle needs of most affluent customers at the most competitive premium, backed by an Insurance Company that is rated A Excellent by A.M. Best and has been in business for over 165 years. Please visit Hanover Prestige for more information.
Some highlights of Hanover Prestige are:
Guaranteed Dwelling Replacement Cost Coverage from $750,000 to $5,000,000.
High Value Dwelling Replacement Cost Appraisal at no charge to the client.
Personal Property Replacement Cost Coverage.
Private collections, Jewelry, Fine Art, Wine, Silverware, Antiques, etc.
Overseas Coverage.
Personal Umbrella up to $10,000,000
Prestige Claims Service.
High Value Vehicles.
In addition to the above, our agency will provide 24/7 Premier Service. Your agent will always be available to speak to you for guidance and assistance. Please contact us directly to discuss Hanover Prestige Client Coverage.
“Andy Bruno is my business and personal insurance broker. Both professional and concerned, for more than 25 years, he has been a trusted advisor. He is thorough and covers all potential situations needing consideration, and takes the time to sit down and review the insurance decisions every year.
It is not sufficient for Andy to sell a policy, he is also there with you throughout a claim process. He has practical answers on what to do to control damages, and deals with the insurer when necessary.
The Andrew Bruno Agency business practices are exceptional. The staff is intelligent and capable, and help maintain ongoing records for their clients, making sure that critical deadlines are met.
On more than one occasion Andy has exceeded all expectations on being there when you need him. You couldn’t find a better insurance broker.”